AppraisalPayOS
AppraisalPayOS

Zero Cost Payment Processing Technology

Purpose-Built for the Appraisal Management Industry

Accept credit cards, debit cards and ACH while keeping 100% of your transaction proceeds.

Accepts Mastercard, Visa, American Express and Discover
Powered by: SiftPay | Fortis
appraisalpayos.com
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$832.00
Appraisal Details
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Card payments are priced at $832.00. Paying by bank transfer (ACH) receives a discounted price of $800.00. The price for each payment choice is shown before you pay.
02Three core benefits

One payment experience. Three ways to protect your business.

Keep more of your proceeds. Reduce chargeback work. Operate within a compliant, lender-ready framework.

Zero-cost card acceptance

Stop absorbing the cost of credit and debit card payments. Give customers the convenience of paying by card or choosing a discounted ACH payment option.

Automated chargeback technology

Reduce lost time and bottom-line losses with an AI agent that gathers evidence, prepares responses, and submits chargeback defenses.

Full compliance

Operate within a compliant framework built by payment and regulatory experts. Provide lenders with ready-made compliance materials for review and approval.

03Benefit one — zero cost

Keep more of every transaction.

Accept credit and debit cards without absorbing the processing cost. Customers can also choose the discounted ACH payment option.

Credit and debit cardCard price
$832.00

The customer keeps card convenience and rewards. Your card processing cost is eliminated.

same page
Bank transfer (ACH)Discounted price
$800.00

Discounted ACH transactions, priced and disclosed before your customer pays.

Your net margin on the appraisal fee is protected.

Card processing costs stop eating into what you earned.

Your customer always sees a clear, plain-language choice.

04Revenue protection

Automate and win
your chargebacks.

The Chargeback AI Agent helps collect evidence, prepare responses, and track submissions on your behalf.

Chargeback outcomes
Up to 3x win rate
We've tripled win rates for some of our customers.
Why it matters for AMCs

Borrowers may dispute the full appraisal payment when a loan falls through, the value disappoints them or they do not recognize the AMC's name, even after the work is complete.

AI chargeback agent
From dispute to response.
01
Dispute received
02
Evidence collected
03
Response prepared
04
Submission tracked
Less manual work. More revenue defended.
05Benefit three — compliance

Compliance built into every payment.

Operate within applicable laws and card brand rules with technology, administration and reporting designed to support compliant card acceptance.

Automated compliance across the payment experience
Integrated administration, monitoring and reporting
Customer-facing materials that clearly communicate payment choices
Purpose-built with embedded, appraisal-specific compliance guidelines, including TILA and card network rules
AppraisalPayOS compliance white paper — first page
06Integrations

Built to fit the way your business works.

Connect AppraisalPay OS with your internal and third-party software platforms to support credit, debit and ACH payments.

Integrates with leading ERP systems, including NetSuite, Acumatica, Sage Intacct, Microsoft Dynamics, QuickBooks and Xero.

NetSuite
Acumatica
Sage
Microsoft Dynamics
QuickBooks
Xero
Developer-friendly integration powered by Fortis.
07Takeaways

Deliver your appraisal. Protect your margin.

Accept all cards at zero cost. Give customers payment choices. Protect your revenue before and after payment.

At payment
Eliminate card-processing costs
After payment
Protect revenue from chargebacks
With confidence
Stay compliant and lender-ready
Purpose-built for AMCs and the platforms that serve them.

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